Akulaku Finance 1.5.31

Akulaku Finance is a financial technology platform offered by PT Akulaku Finance Indonesia that provides various financial services, including personal loans, installment payments, and e-commerce solutions.

You can apply for a loan through the Akulaku mobile app by creating an account, selecting the loan amount, and submitting your personal information for verification.

To qualify for a loan, you generally need to be at least 21 years old, have a steady income source, and provide necessary identification documents.

Interest rates on loans can vary based on factors like the loan amount and repayment period, but they typically range from 1% to 3% per month.

Loan approval typically takes a few minutes to a few hours after submitting your application, depending on the completeness of your information and verification process.

Yes, Akulaku Finance generally allows borrowers to repay their loans early without incurring any penalties.

The borrowing limit can vary based on your credit score and repayment history with Akulaku Finance, but generally ranges from IDR 1 million to IDR 10 million.

If you miss a payment, you may incur late fees and your credit score could be negatively impacted. It’s important to contact customer service if you face difficulties making payments.

Yes, Akulaku Finance offers installment payment plans that allow customers to pay for their purchases over time in manageable monthly installments.

Yes, Akulaku Finance provides customer support through their app and website where you can find FAQs or contact them directly for assistance.